You’ve tried to cut back—skipping takeout, brewing coffee at home, and resisting impulse buys. But somehow, your money still disappears faster than you’d like.
Between rent, utilities, insurance, and those sneaky little expenses, it’s easy to overspend without realizing it. The truth is, we’re all guilty of wasting money on things that just aren’t worth it.
Here are some of the dumbest expenses draining your wallet—and how to cut them out:
Car Insurance: Save up to $1,025 on Your Car Insurance Bill
You might not even realize it, but your car insurance company is probably overcharging you. In fact, they’re kind of counting on you not noticing. Luckily, this problem is easy to fix.
Don’t waste your time browsing insurance sites for a better deal. A company called Insurify shows you all your options at once — people who do this save up to $1,025 per year.
If you tell them a bit about yourself and your vehicle, they’ll send you personalized quotes so you can compare them and find the best one for you. No phone calls. No spam. Just happy customers (4.7 rating on Trustpilot).
Tired of overpaying for car insurance? It takes just five minutes to compare your options with Insurify and see how much you could save on car insurance.
Debt: Ask This Company to Get a Big Chunk of Your Debt Forgiven
Life gets expensive, and sometimes credit cards become a lifeline. If you’re feeling weighed down by debt, National Debt Relief can help lighten the load for you.
If you have $15,000 or more in unsecured debt, their team of Certified Debt Specialists will work with your creditors to lower what you owe and set up a plan that fits your budget. No stress, no guesswork—just a clear path forward.
Most clients wrap up their debt in just 12 to 48 months. A free consultation is all it takes to start taking control of your financial future. Why wait? Get started today.
Time: Add $225 to Your Wallet While Watching the News
It’s been a historic year in the news, and we’re all constantly refreshing for the latest updates. You probably know more than one news-junkie who fancies themselves a constitutional scholar or a foreign policy expert.
That might not be the best news for your dinner conversations — but it’s great news for your wallet. You could add up to $225 a month to your pocket by signing up for a free account with Swagbucks. They’ll present you with short surveys to choose from every day, which you can fill out while you watch tonight’s broadcast.
You just have to answer honestly, and Swagbucks will continue to pay you every month. This might sound too good to be true, but it’s already paid its users more than $429 million. We talked to one user in Pennsylvania, 52-year-old Carolinda Hendrickson, who earned $1,200 in a year.
It takes about one minute to sign up, and start getting paid while you watch the news.
Interest: Stop Paying Your Credit Card Company
If you have credit card debt, you know. The anxiety, the interest rates, the fear you’re never going to escape…
And the truth is, your credit card company doesn’t really care. It’s just getting rich by ripping you off with high interest rates — some up to 36%. But a website called AmONE wants to help.
If you owe your credit card companies $100,000 or less, AmONE will match you with a low-interest loan you can use to pay off every single one of your balances.
The benefit? You’ll be left with one bill to pay each month. And because personal loans have lower interest rates (AmONE rates start at 6.40% APR), you’ll get out of debt that much faster. Plus: No credit card payment this month.
You don’t need a perfect credit score to get a loan — and comparing your options won’t affect your score at all. Plus, AmONE keeps your information confidential and secure, which is probably why after 20 years in business, it still has an A+ rating with the Better Business Bureau.
It takes less than a minute and just 10 questions to see what loans you qualify for — you don’t even need to enter your Social Security number. You do need to give AmONE a real phone number in order to qualify, but don’t worry — they won’t spam you with phone calls.
Buy now, pay later—with no interest for 15 months
Accidentally spent more than you meant to? Guilty as charged (get it?).
Don’t worry, we’ve all been there. If your credit card balance is creeping up and interest is making it worse, here’s a little trick: the Chase Freedom Unlimited® card gives you 0% intro APR for 15 months on purchases and balance transfers (then 18.99% – 28.49% variable APR).
Basically, you get over a year to catch up, pay it off, and not get smacked with extra interest.
And bonus—you can earn cash back on everything you buy. So yes, your stress shopping can actually be… productive?
Why it’s kind of genius:
- Earn a $250 bonus after spending just $500 in the first 3 months
- Get 5% cash back on travel through Chase Travel℠
- Get 3% back at restaurants and drugstores
- Get 1.5% back on everything else
- No annual fee (aka, no extra guilt)
You can cash in your rewards anytime—no minimums, no nonsense—and they never expire. Plus, Chase Credit Journey helps you keep an eye on your credit for free.
With millions already rocking this card, it’s clearly doing something right.
Ready to earn rewards with the Chase Freedom Unlimited® card? Check it out without impacting your credit—zero risk, all reward.
Politics: Earn Up to $100 this Month By Answering Survey Questions About the News — It’s Anonymous
The news is a heated subject these days. It’s hard not to have an opinion on it.
Good news: A website called YouGov will pay you up to $100 or more this month just to answer survey questions about politics, the economy and other hot news topics.
Plus, it’s totally anonymous, so no one will judge you for that hot take.
When you take a quick survey (some are less than three minutes), you’ll earn points you can exchange for up to $100 in cash or gift cards to places like Walmart and Amazon. Plus, Penny Hoarder readers will get an extra 500 points for registering, and another 1,000 points after completing their first survey.
It takes just a few minutes to sign up and take your first survey — and you’ll get your points immediately.
Movies: Get Paid $225/Month While Watching Movie Previews
If we told you that you could get paid while watching videos on your computer, you’d probably laugh.
It’s too good to be true, right?
But we’re serious. By signing up for a free account with InboxDollars, you could add up to $225 a month to your pocket. They’ll send you short surveys every day, which you can fill out while you watch someone bake brownies or catch up on the latest Kardashian drama.
No, InboxDollars won’t replace your full-time job, but it’s something easy you can do while you’re already on the couch tonight, wasting time on your phone.
Unlike other sites, InboxDollars pays you in cash — no points or gift cards. It’s already paid its users more than $56 million.
It takes about one minute to sign up, and you’ll immediately get a $5 bonus to get you started.
Car Insurance: Save up to $1,025 on Your Car Insurance Bill
You might not even realize it, but your car insurance company is probably overcharging you. In fact, they’re kind of counting on you not noticing. Luckily, this problem is easy to fix.
Don’t waste your time browsing insurance sites for a better deal. A company called Insurify shows you all your options at once — people who do this save up to $1,025 per year.
If you tell them a bit about yourself and your vehicle, they’ll send you personalized quotes so you can compare them and find the best one for you. No phone calls. No spam. Just happy customers (4.7 rating on Trustpilot).
Tired of overpaying for car insurance? It takes just five minutes to compare your options with Insurify and see how much you could save on car insurance.
Online Shopping: People Who Don’t Use This Tool Are Overpaying on Amazon
Let’s face it: you already know you’re spending too much on Amazon. How many times have you clicked ‘pay now’ only to find that exact item elsewhere for way less?
Wouldn’t it be great if someone told you when you’re about to overpay?
That’s exactly what this free service does.
Just add it to your browser for free, and before you check out, it’ll check other websites to see if your item is available for cheaper. Let’s say you’re shopping for a new smart vacuum, and you assume you’ve found the best price. Here’s when you’ll get a pop-up telling you if that exact vacuum is available elsewhere for cheaper. If there are any available coupon codes, they’ll also automatically be applied to your order.
In the last year, this has saved people $800 million.
See if you’re overpaying online in just a few clicks.
Interest: Stop Paying Your Credit Card Company
If you have credit card debt, you know. The anxiety, the interest rates, the fear you’re never going to escape…
And the truth is, your credit card company doesn’t really care. It’s just getting rich by ripping you off with high interest rates — some up to 36%. But a website called AmONE wants to help.
If you owe your credit card companies $100,000 or less, AmONE will match you with a low-interest loan you can use to pay off every single one of your balances.
The benefit? You’ll be left with one bill to pay each month. And because personal loans have lower interest rates (AmONE rates start at 6.40% APR), you’ll get out of debt that much faster. Plus: No credit card payment this month.
You don’t need a perfect credit score to get a loan — and comparing your options won’t affect your score at all. Plus, AmONE keeps your information confidential and secure, which is probably why after 20 years in business, it still has an A+ rating with the Better Business Bureau.
It takes less than a minute and just 10 questions to see what loans you qualify for — you don’t even need to enter your Social Security number. You do need to give AmONE a real phone number in order to qualify, but don’t worry — they won’t spam you with phone calls.
Time: Get Paid Up to $140/Month Just for Sharing Your Honest Opinion
It sounds strange, but brands want to hear your opinion. It helps them make business decisions, so they’re willing to pay you for it — up to $140 a month.
A free site called Branded Surveys will pay you up to $5 per survey for sharing your thoughts with their brand partners. Taking three quick surveys a day could earn up to $140 each month.
It takes just a minute to create a free account and start getting paid to speak your mind. Most surveys take five to 15 minutes, and you can check how long they’ll take ahead of time.
And you don’t need to build up tons of money to cash out, either — once you earn $5, you can cash out via PayPal, your bank account, a gift card or Amazon. You’ll get paid within 48 hours of your payout being processed, just for sharing your opinions.
They’ve already paid users more than $20 million since 2012, and the most active users can earn a few hundred dollars a month. Plus, they’ve got an “excellent” rating on Trustpilot.
It takes just a minute to set up your account and start getting paid to take surveys. Plus, right now, you’ll get a free 100-point welcome bonus just for becoming part of the community.
Buy now, pay later—with no interest for 15 months
Accidentally spent more than you meant to? Guilty as charged (get it?).
Don’t worry, we’ve all been there. If your credit card balance is creeping up and interest is making it worse, here’s a little trick: the Chase Freedom Unlimited® card gives you 0% intro APR for 15 months on purchases and balance transfers (then 18.99% – 28.49% variable APR).
Basically, you get over a year to catch up, pay it off, and not get smacked with extra interest.
And bonus—you can earn cash back on everything you buy. So yes, your stress shopping can actually be… productive?
Why it’s kind of genius:
- Earn a $250 bonus after spending just $500 in the first 3 months
- Get 5% cash back on travel through Chase Travel℠
- Get 3% back at restaurants and drugstores
- Get 1.5% back on everything else
- No annual fee (aka, no extra guilt)
You can cash in your rewards anytime—no minimums, no nonsense—and they never expire. Plus, Chase Credit Journey helps you keep an eye on your credit for free.
With millions already rocking this card, it’s clearly doing something right.
Ready to earn rewards with the Chase Freedom Unlimited® card? Check it out without impacting your credit—zero risk, all reward.
Debt: Ask This Company to Get a Big Chunk of Your Debt Forgiven
Life gets expensive, and sometimes credit cards become a lifeline. If you’re feeling weighed down by debt, National Debt Relief can help lighten the load for you.
If you have $15,000 or more in unsecured debt, their team of Certified Debt Specialists will work with your creditors to lower what you owe and set up a plan that fits your budget. No stress, no guesswork—just a clear path forward.
Most clients wrap up their debt in just 12 to 48 months. A free consultation is all it takes to start taking control of your financial future. Why wait? Get started today.
Politics: Earn Up to $100 this Month By Answering Survey Questions About the News — It’s Anonymous
The news is a heated subject these days. It’s hard not to have an opinion on it.
Good news: A website called YouGov will pay you up to $100 or more this month just to answer survey questions about politics, the economy and other hot news topics.
Plus, it’s totally anonymous, so no one will judge you for that hot take.
When you take a quick survey (some are less than three minutes), you’ll earn points you can exchange for up to $100 in cash or gift cards to places like Walmart and Amazon. Plus, Penny Hoarder readers will get an extra 500 points for registering, and another 1,000 points after completing their first survey.
It takes just a few minutes to sign up and take your first survey — and you’ll get your points immediately.
Movies: Get Paid $225/Month While Watching Movie Previews
If we told you that you could get paid while watching videos on your computer, you’d probably laugh.
It’s too good to be true, right?
But we’re serious. By signing up for a free account with InboxDollars, you could add up to $225 a month to your pocket. They’ll send you short surveys every day, which you can fill out while you watch someone bake brownies or catch up on the latest Kardashian drama.
No, InboxDollars won’t replace your full-time job, but it’s something easy you can do while you’re already on the couch tonight, wasting time on your phone.
Unlike other sites, InboxDollars pays you in cash — no points or gift cards. It’s already paid its users more than $56 million.
It takes about one minute to sign up, and you’ll immediately get a $5 bonus to get you started.
Car Insurance: Save up to $1,025 on Your Car Insurance Bill
You might not even realize it, but your car insurance company is probably overcharging you. In fact, they’re kind of counting on you not noticing. Luckily, this problem is easy to fix.
Don’t waste your time browsing insurance sites for a better deal. A company called Insurify shows you all your options at once — people who do this save up to $1,025 per year.
If you tell them a bit about yourself and your vehicle, they’ll send you personalized quotes so you can compare them and find the best one for you. No phone calls. No spam. Just happy customers (4.7 rating on Trustpilot).
Tired of overpaying for car insurance? It takes just five minutes to compare your options with Insurify and see how much you could save on car insurance.
Movies: Get Paid $225/Month While Watching Movie Previews
If we told you that you could get paid while watching videos on your computer, you’d probably laugh.
It’s too good to be true, right?
But we’re serious. By signing up for a free account with InboxDollars, you could add up to $225 a month to your pocket. They’ll send you short surveys every day, which you can fill out while you watch someone bake brownies or catch up on the latest Kardashian drama.
No, InboxDollars won’t replace your full-time job, but it’s something easy you can do while you’re already on the couch tonight, wasting time on your phone.
Unlike other sites, InboxDollars pays you in cash — no points or gift cards. It’s already paid its users more than $56 million.
It takes about one minute to sign up, and you’ll immediately get a $5 bonus to get you started.
Banking: Get 4.00% APY and a $30 Bonus With This High-Yield Cash Account
It’s hard not to cringe when you see a bank statement full of fees. And let’s be real: When every dollar matters, why are we paying to keep money in our accounts in the first place?
It’s time for something better.
With Wealthfront, you can forget those annoying bank fees and earn a whopping 4.00% APY through partner banks on your cash — nearly 10x the national average savings rate. Enjoy unlimited transfers, same-day withdrawals, zero account fees, and no minimum balance requirements to earn 4.00% APY1. You can use Wealthfront with your favorite payment apps like Apple Pay, Venmo, and Google Pay.
They’ll also give you access to a customizable investment portal so you can start building wealth while focusing on your short- and long-term goals.
Wealthfront isn’t quite a bank, but it works with several FDIC-insured partner banks to give you the convenience and flexibility you expect, minus the sneaky fees and account requirements. The best part? You can get started with Wealthfront with only a $1 opening deposit or snag a $30 bonus2 when you deposit $500 or more (terms and conditions apply).3
Join Wealthfront today and make your money work for you— not your bank.
Debt: Ask This Company to Get a Big Chunk of Your Debt Forgiven
Life gets expensive, and sometimes credit cards become a lifeline. If you’re feeling weighed down by debt, National Debt Relief can help lighten the load for you.
If you have $15,000 or more in unsecured debt, their team of Certified Debt Specialists will work with your creditors to lower what you owe and set up a plan that fits your budget. No stress, no guesswork—just a clear path forward.
Most clients wrap up their debt in just 12 to 48 months. A free consultation is all it takes to start taking control of your financial future. Why wait? Get started today.
Buy now, pay later—with no interest for 15 months
Accidentally spent more than you meant to? Guilty as charged (get it?).
Don’t worry, we’ve all been there. If your credit card balance is creeping up and interest is making it worse, here’s a little trick: the Chase Freedom Unlimited® card gives you 0% intro APR for 15 months on purchases and balance transfers (then 18.99% – 28.49% variable APR).
Basically, you get over a year to catch up, pay it off, and not get smacked with extra interest.
And bonus—you can earn cash back on everything you buy. So yes, your stress shopping can actually be… productive?
Why it’s kind of genius:
- Earn a $250 bonus after spending just $500 in the first 3 months
- Get 5% cash back on travel through Chase Travel℠
- Get 3% back at restaurants and drugstores
- Get 1.5% back on everything else
- No annual fee (aka, no extra guilt)
You can cash in your rewards anytime—no minimums, no nonsense—and they never expire. Plus, Chase Credit Journey helps you keep an eye on your credit for free.
With millions already rocking this card, it’s clearly doing something right.
Ready to earn rewards with the Chase Freedom Unlimited® card? Check it out without impacting your credit—zero risk, all reward.
Time: Get Paid Up to $140/Month Just for Sharing Your Honest Opinion
It sounds strange, but brands want to hear your opinion. It helps them make business decisions, so they’re willing to pay you for it — up to $140 a month.
A free site called Branded Surveys will pay you up to $5 per survey for sharing your thoughts with their brand partners. Taking three quick surveys a day could earn up to $140 each month.
It takes just a minute to create a free account and start getting paid to speak your mind. Most surveys take five to 15 minutes, and you can check how long they’ll take ahead of time.
And you don’t need to build up tons of money to cash out, either — once you earn $5, you can cash out via PayPal, your bank account, a gift card or Amazon. You’ll get paid within 48 hours of your payout being processed, just for sharing your opinions.
They’ve already paid users more than $20 million since 2012, and the most active users can earn a few hundred dollars a month. Plus, they’ve got an “excellent” rating on Trustpilot.
It takes just a minute to set up your account and start getting paid to take surveys. Plus, right now, you’ll get a free 100-point welcome bonus just for becoming part of the community.
Interest: Stop Paying Your Credit Card Company
If you have credit card debt, you know. The anxiety, the interest rates, the fear you’re never going to escape…
And the truth is, your credit card company doesn’t really care. It’s just getting rich by ripping you off with high interest rates — some up to 36%. But a website called AmONE wants to help.
If you owe your credit card companies $100,000 or less, AmONE will match you with a low-interest loan you can use to pay off every single one of your balances.
The benefit? You’ll be left with one bill to pay each month. And because personal loans have lower interest rates (AmONE rates start at 6.40% APR), you’ll get out of debt that much faster. Plus: No credit card payment this month.
You don’t need a perfect credit score to get a loan — and comparing your options won’t affect your score at all. Plus, AmONE keeps your information confidential and secure, which is probably why after 20 years in business, it still has an A+ rating with the Better Business Bureau.
It takes less than a minute and just 10 questions to see what loans you qualify for — you don’t even need to enter your Social Security number. You do need to give AmONE a real phone number in order to qualify, but don’t worry — they won’t spam you with phone calls.
Politics: Earn Up to $100 this Month By Answering Survey Questions About the News — It’s Anonymous
The news is a heated subject these days. It’s hard not to have an opinion on it.
Good news: A website called YouGov will pay you up to $100 or more this month just to answer survey questions about politics, the economy and other hot news topics.
Plus, it’s totally anonymous, so no one will judge you for that hot take.
When you take a quick survey (some are less than three minutes), you’ll earn points you can exchange for up to $100 in cash or gift cards to places like Walmart and Amazon. Plus, Penny Hoarder readers will get an extra 500 points for registering, and another 1,000 points after completing their first survey.
It takes just a few minutes to sign up and take your first survey — and you’ll get your points immediately.
1. Based on the national average interest rate for savings accounts as posted on FDIC.gov, as of December 16, 2024). FDIC coverage will remain at up to $8 million for individual Cash Accounts ($16M for joint accounts) through partner banks.
2. Client must maintain $500 by the 30 day mark. See website for details.
3. Checking features for the Cash Account are subject to identity verification by Green Dot Bank, Member FDIC. Cash account is offered by Wealthfront Brokerage LLC (“Wealthfront Brokerage”;), a Member of FINRA/SIPC. Wealthfront Brokerage is not a bank. We convey funds to partner banks who accept and maintain deposits, provide the interest rate, and provide FDIC insurance. The APY rate listed is as of 09/19/2024 and is subject to change at any time. Fees and Eligibility requirements may apply to certain checking features, please see the Deposit Account Agreement for details. Limits, fees, and exclusions apply. All investing involves risk, including the possible loss of money you invest.
Apple, the Apple logo, and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Google, Android and Google Play are trademarks of Google Inc., registered in the U.S. and other countries.
Please note, Real-Time Payments (RTP) transfers may be limited by destination institutions,daily transaction caps, and by participating entities such as Wells Fargo and the RTP® Network. New Cash Account deposits are subject to a 2-4 day holding period before becoming available for transfer. Wealthfront doesn’t charge for transfers, but receiving institutions may impose an RTP fee.
The Penny Hoarder receives compensation when a reader clicks on the referral link that redirects them to Wealthfront, which creates a conflict of interest. Penny Hoarder’s opinions in this article are their own and are not tied directly to such compensation. The Penny Hoarder and Wealthfront Brokerage, LLC are not associated with one another and have no formal relationship outside of this arrangement.
Car Insurance: Save up to $1,025 on Your Car Insurance Bill
You might not even realize it, but your car insurance company is probably overcharging you. In fact, they’re kind of counting on you not noticing. Luckily, this problem is easy to fix.
Don’t waste your time browsing insurance sites for a better deal. A company called Insurify shows you all your options at once — people who do this save up to $1,025 per year.
If you tell them a bit about yourself and your vehicle, they’ll send you personalized quotes so you can compare them and find the best one for you. No phone calls. No spam. Just happy customers (4.7 rating on Trustpilot).
Tired of overpaying for car insurance? It takes just five minutes to compare your options with Insurify and see how much you could save on car insurance.
Movies: Get Paid $225/Month While Watching Movie Previews
If we told you that you could get paid while watching videos on your computer, you’d probably laugh.
It’s too good to be true, right?
But we’re serious. By signing up for a free account with InboxDollars, you could add up to $225 a month to your pocket. They’ll send you short surveys every day, which you can fill out while you watch someone bake brownies or catch up on the latest Kardashian drama.
No, InboxDollars won’t replace your full-time job, but it’s something easy you can do while you’re already on the couch tonight, wasting time on your phone.
Unlike other sites, InboxDollars pays you in cash — no points or gift cards. It’s already paid its users more than $56 million.
It takes about one minute to sign up, and you’ll immediately get a $5 bonus to get you started.
Debt: Ask This Company to Get a Big Chunk of Your Debt Forgiven
Life gets expensive, and sometimes credit cards become a lifeline. If you’re feeling weighed down by debt, National Debt Relief can help lighten the load for you.
If you have $15,000 or more in unsecured debt, their team of Certified Debt Specialists will work with your creditors to lower what you owe and set up a plan that fits your budget. No stress, no guesswork—just a clear path forward.
Most clients wrap up their debt in just 12 to 48 months. A free consultation is all it takes to start taking control of your financial future. Why wait? Get started today.
Buy now, pay later—with no interest for 15 months
Accidentally spent more than you meant to? Guilty as charged (get it?).
Don’t worry, we’ve all been there. If your credit card balance is creeping up and interest is making it worse, here’s a little trick: the Chase Freedom Unlimited® card gives you 0% intro APR for 15 months on purchases and balance transfers (then 18.99% – 28.49% variable APR).
Basically, you get over a year to catch up, pay it off, and not get smacked with extra interest.
And bonus—you can earn cash back on everything you buy. So yes, your stress shopping can actually be… productive?
Why it’s kind of genius:
- Earn a $250 bonus after spending just $500 in the first 3 months
- Get 5% cash back on travel through Chase Travel℠
- Get 3% back at restaurants and drugstores
- Get 1.5% back on everything else
- No annual fee (aka, no extra guilt)
You can cash in your rewards anytime—no minimums, no nonsense—and they never expire. Plus, Chase Credit Journey helps you keep an eye on your credit for free.
With millions already rocking this card, it’s clearly doing something right.
Ready to earn rewards with the Chase Freedom Unlimited® card? Check it out without impacting your credit—zero risk, all reward.
Time: Get Paid Up to $140/Month Just for Sharing Your Honest Opinion
It sounds strange, but brands want to hear your opinion. It helps them make business decisions, so they’re willing to pay you for it — up to $140 a month.
A free site called Branded Surveys will pay you up to $5 per survey for sharing your thoughts with their brand partners. Taking three quick surveys a day could earn up to $140 each month.
It takes just a minute to create a free account and start getting paid to speak your mind. Most surveys take five to 15 minutes, and you can check how long they’ll take ahead of time.
And you don’t need to build up tons of money to cash out, either — once you earn $5, you can cash out via PayPal, your bank account, a gift card or Amazon. You’ll get paid within 48 hours of your payout being processed, just for sharing your opinions.
They’ve already paid users more than $20 million since 2012, and the most active users can earn a few hundred dollars a month. Plus, they’ve got an “excellent” rating on Trustpilot.
It takes just a minute to set up your account and start getting paid to take surveys. Plus, right now, you’ll get a free 100-point welcome bonus just for becoming part of the community.
Interest: Stop Paying Your Credit Card Company
If you have credit card debt, you know. The anxiety, the interest rates, the fear you’re never going to escape…
And the truth is, your credit card company doesn’t really care. It’s just getting rich by ripping you off with high interest rates — some up to 36%. But a website called AmONE wants to help.
If you owe your credit card companies $100,000 or less, AmONE will match you with a low-interest loan you can use to pay off every single one of your balances.
The benefit? You’ll be left with one bill to pay each month. And because personal loans have lower interest rates (AmONE rates start at 6.40% APR), you’ll get out of debt that much faster. Plus: No credit card payment this month.
You don’t need a perfect credit score to get a loan — and comparing your options won’t affect your score at all. Plus, AmONE keeps your information confidential and secure, which is probably why after 20 years in business, it still has an A+ rating with the Better Business Bureau.
It takes less than a minute and just 10 questions to see what loans you qualify for — you don’t even need to enter your Social Security number. You do need to give AmONE a real phone number in order to qualify, but don’t worry — they won’t spam you with phone calls.
Politics: Earn Up to $100 this Month By Answering Survey Questions About the News — It’s Anonymous
The news is a heated subject these days. It’s hard not to have an opinion on it.
Good news: A website called YouGov will pay you up to $100 or more this month just to answer survey questions about politics, the economy and other hot news topics.
Plus, it’s totally anonymous, so no one will judge you for that hot take.
When you take a quick survey (some are less than three minutes), you’ll earn points you can exchange for up to $100 in cash or gift cards to places like Walmart and Amazon. Plus, Penny Hoarder readers will get an extra 500 points for registering, and another 1,000 points after completing their first survey.
It takes just a few minutes to sign up and take your first survey — and you’ll get your points immediately.
Rest assured, the perspectives and opinions presented on our site are strictly those of the author. They do not represent the official views of any banks, credit card issuers, hotels, airlines, or other mentioned entities. Additionally, the content you find here has not been reviewed, approved, or endorsed by any of these parties. Our aim is to deliver unbiased insights and advice to assist you in making informed financial decisions.